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In the ever changing insurance industry, constantly transformed by new laws, regulations and ideas, independent agents struggle to profitably balance product, services and commissions. CAPMAR evolved in response to these needs of the professional agent. Our philosophy is simple: We believe the agent works successfully for the consumer only if he has competitive products, service to support his needs and commission level that compensate him for his knowledge and skill.

At CAPMAR, we arm our agents with sound technical information and a full range of services, allowing them to ask tough questions concerning the needs of their client. As a recipient of these services, our agents stay informed on technical aspects and maintain their credibility of being independent. In short, the right to become what you want to be, and not what a company decides what you should be - is what we're all about.